Rural 100%
The USDA 100% NO-DOWN-PAYMENT loan is simply phenomenal! If you are looking for a new home to buy outside of a major metropolitan area this is the loan for you. It offers 30yr fixed security plus no PMI! Clients only need a 620+ middle credit score and verifiable income to start the qualification process. No down-payment is needed and only $500-$1,000 from you is required to hold the property you choose (earnest money). We will also negotiate the seller to pay all your closing costs, thus eliminating any additional out-of-pocket expenses in a majority of cases. A new home for only $500-$1,000 upfront? Yes! I close these loans each week for clients just like you. Contact me today to learn more about the best mortgage loan available in the Midwest market. The next step is yours!