Home-Buyer 101
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It’s easy, and you’ll get those questions finally answered!
Do you want to buy a new Home now, or in the near future? I help clients achieve this everyday. Too many clients are repeatedly misinformed about what needs to take place in order to qualify for a home loan in the current market. National and local banks require 10-20% for a down-payment, thus limiting the ability of many possible buyers like you. I have access to 100% programs, funded by government sponsored programs that eliminate the need for a down-payment! Yes even in today’s market. Really!
Step 1:Get your Outline and Credit set. Far too many people find the house first then look for the money only leading to problems in the underwriting process. I provide clients with a detailed outline of what needs to be done to get your loan CLOSED! Even if your credit scores are not above a 620 I will work with you along with the help of a credit restoration company used by multiple clients of mine. We have unparalleled success in fixing credit issues and getting you ready to buy a home.
Step 2:Get your pre-approval. Once we have an outline for what a comfortable payment would be for you and your credit in-line with requirements we will establish your pre-approvals with the lender.
Step 3: Now go find that Home you love. All across MN I work with established real estate agents that have the experience I suggest for my clients. Having an agent that knows your area well and has the communication needed helps immensely in the process. The experience they bring to the table will ensure you are getting a great home that is move-in ready and solid. Eliminating any future problems .
Step 4: Close on your loan and move into your new Home!
On average the process takes only 30 days for established buyers. Those that require restoration or improvement to their credit take between 60-120 days to close. Either way I will help you navigate the market.
Take Action! Get your questions answerd and start your outline towards a new home. I look forward to working with you