DO NOT MISS THIS CHANCE

Due to decreasing home values, Freddie Mac and Fannie Mae have adopted changes to the Home Affordable Refinance Program (HARP 2.0) and you could have the opportunity to take advantage of this limited time offer. Do not miss this chance.  No appraisal is required! this si what homeowners have been waiting for

Contact Me today to get started with your HARP refinance and see if your eligible.

This is an opportunity that you do not want to miss. Take the 1st step…

“Get Your FREE Outline & Analysis Today”

Do you want to buy a new Home now, or in the near future?  Far too many people are misinformed about the current requirements for a mortgage.  Local and National Banks not only have tighter restrictions and higher interest rates, but also require large down-payments and spotless credit as well. Don’t get fooled into thinking the bank is best.  I have access to Government backed No-Down-Payment 30yr fixed loans, and FHA sponsored programs with lower requirements for a down-payment. Yes, even in today’s market!

Step 1: “Most Important“ Contact me today to get your “Outline and Analysis” started. Far too many people find the house they want 1st, then try to get approved for a mortgage, which leads to numerous problems and unfortunately loan denials. Don’t let this happen to you too.  Even if your credit scores are not above 620 currently. I will work with you and help prepare you for a future approval.

Step 2: Get your pre-approval.  Once we have an outline for what a comfortable payment would be, and your credit in-line with requirements, we will establish your pre-approval.

Step 3: Now go find that HOME you love.  I work with established real estate agents that have the experience I suggest for clients.  Having an agent that knows your area well, and has the communication needed helps immensely in the process and helps in eliminating any future headaches.

Step 4: I will guide and prepare you to “Close” on your mortgage and move into your new Home. Start to finish!

Take Action Now! Get your questions answered and a FREE Outline and Analysis.  The 1st step is Yours….Enter your information below and I will personally get in touch with you.

     I have specialized in helping MN Jumbo Loan clients for 10+ years.  As a Local Advisor, the numerous investor relationships I have established gives clients a full-circle look at your financing needs; not just one bank, one rate programs you have experienced in the past.  When looking at larger loan sizes, having a true and full financial picture is invaluable.  Here are a few updates I have noticed recently:

• Clients are taking advantage of extremely low ARM and Fixed rates
• Lenders are increasing thier exposure in this market again.
• Appraised values are starting to stabalize

     Those with a current mortgage or those looking to purchase a new home are finding a great opportunity to capture historically low interest rates.  To find further information and get your questions answered directly from an Advisor who works for you contact me below.

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I have been completing transaction using the availability of 6% seller paids as a tool to eliminate any additonal funds needed from buyers to close.  Clients love it, and a majority of times are only required to put $500-$1,000 down in earnest money to secure the home!  A new home for only $500-$1,000 out-of-pocket? Yes! I do this every day for clients just like you.  Contact me today to get started